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Make It Your Business to Secure the Right Title Loan

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As many small business owners can report, today’s Internet world is a great way to do business.

In many cases, all companies need is computers and an Internet connection in order to do business with the vast number of their clients. Sounds simple, right?

In other instances, however, physically coming into contact with your customers is a requirement, especially in those cases where the customer can’t come to you and doing business over the phone or via an online connection is not feasible and/or the best option.

If you’re a business owner starting out or one that needs to improve your company’s vehicle fleet operations, obtaining one or more vehicles is not as easy as picking a few cars or trucks off of a showroom and driving off with them. For many new business owners, money can be a precious commodity.

For those business owners that need title loans to secure their company vehicles, knowing where to shop and who to buy from is as important as some of the other major decisions you will make over time.

Minimal or Bad Credit Can Be Passed Over

In many cases, individuals starting out small businesses can be stretched for cash.

They oftentimes will have to take out a loan in order to get the new business up and running in the first place. With little or no money to spare, securing one or more company vehicles can be a challenging proposition to say the least.

When those challenges occur, business owners should consider options such as TitleMax and other such providers to secure the necessary title loans.

With companies such as these, business owners can find themselves with a title loan minus many hassles, even in cases where the individual has little, no, or even bad credit to worry about, that is as long as a clear car title is present.

Before you run out and assume that all title loans providers are the same, make sure you do some research.

Among the factors to look at:

  • How long the title loan provider has been in business;
  • Their level of customer service. This can oftentimes be checked by asking friends, coworkers or family members that have used a title service and/or turning to online reviews of such providers;
  • Whether or not they have had any legal issues over time with state regulators and/or the Better Business Bureau (BBB). If there are some red flags, be sure to give it some thought as to whether you can fully trust what they are telling you;
  • The state you and the title provider are in. Not all title loan rules are the same from state to state, so check this information out first.

With all you have to do as a current or new small business owner, securing company vehicles should never be overlooked. Some clients will require that you come to them to deliver products and/or services, and asking employees to use their own vehicles is not always an option.

When you secure the right title loan, you can drive your business to new heights.

Photo credit: dbav.net

About the Author: Dave Thomas covers a variety of business topics for different websites, including owning a small business, marketing, and social media.

 

Is Your Business Pinched at the Pumps?

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It isn’t just the everyday consumer that still gets anxious when they pull up to the gas pump these days.

Since reaching $3.94 a gallon in early April, the national average for a gallon of regular unleaded gas has dropped to $3.75 as of early May, according to the AAA national motorists club. Despite prices heading in the right direction, many motorists are still bleeding at the pumps each time they fill up.

That issue also holds true for many small businesses that rely on one mode of transportation or another to remain in business. Whether it is transporting goods, going out on service calls, or having employees like salespeople meet in person with current and potential clients, a large number of companies are seeking ways to trim their gas expenses.

Businesses That Have to Deliver the Goods Feeling the Pain

Some small business owners most feeling the pinch are those such as florists, eateries, cleaning services and more that have to deliver products and services in order to remain profitable. While it might have cost $100 or so for weekly deliveries only a few months back, that expense has easily increased to double or triple that for many businesses across the country.

If high gas prices seem to be more common than rare, that is because both consumers and businesses have had to deal with them more often the last couple of decades.

It was just as recent as 2008, when the cost for a gallon of regular gas ballooned to a national average of $4.11. Even though the recent AAA report indicates prices have been dropping, the summer driving season is right around the corner, meaning they could just as easily rise as quickly as the summer heat.

If your small business has been feeling the pain of the prices at the pump, there are ways to bring the costs down and still meet the needs of your customers. Practices to think about for your business plans include:

  • Trimming delivery services for a period of time;
  • Requiring employees operating company vehicles to not take them home for the remainder of the day once their shift has ended. Installing GPS systems on the vehicles if they do not already have them is a great way to track how far the vehicle has been driven;
  • Making additional deliveries during a stretch of time in concentrated areas instead of several trips out;
  • Shopping around where your business is located for the best prices at the pump. A number of Web sites provide weekly and even daily information on which gas stations have the best deals available;
  • Taking some time to rethink how you do business. Do you really need to make all those deliveries and service calls or can more things be done online in order to cut fuel costs;
  • Consider providing your customers with deals in return for not having to make deliveries. If you run a floral shop as an example, instead of having to make a large amount of deliveries, provide customers willing to come to the shop to pick up flowers with coupons that they can redeem during an upcoming purchase.

As politicians and the oil companies blame one another for high oil prices, it is the consumer, including the business owner that gets caught in the middle.

Photo credit: app.com

Dave Thomas, who writes on subjects such as office equipment and supplies, writes extensively for San Diego-based Business.com.